VYM vs NOBL: High Yield vs Dividend Aristocrats

Vanguard High Dividend Yield vs S&P 500 Dividend Aristocrats. Which offers better income, dividend growth, and quality characteristics?

VYM

VYM

Vanguard High Dividend Yield ETF

3.18%
Dividend Yield
0.06%
Expense Ratio
9.8%
5-Year Return
448
Holdings

VYM tracks the FTSE High Dividend Yield Index, selecting U.S. companies with higher-than-average dividend yields. Broad diversification across market caps and sectors. Focus on current income rather than dividend growth history.

High Yield Low-Cost Broad Diversification Current Income Value Tilt
NOBL

NOBL

ProShares S&P 500 Dividend Aristocrats ETF

2.15%
Dividend Yield
0.35%
Expense Ratio
10.2%
5-Year Return
65
Holdings

NOBL tracks the S&P 500 Dividend Aristocrats Index, comprising S&P 500 companies that have increased dividends for at least 25 consecutive years. Focus on quality, dividend growth, and financial stability rather than current yield.

Dividend Growth Quality Focus 25+ Year History Blue Chip Financial Stability

Key Metrics Comparison

Metric VYM NOBL Winner
Dividend Yield 3.18% 2.15% VYM (+1.03%)
Expense Ratio 0.06% 0.35% VYM (-0.29%)
5-Year Annual Return 9.8% 10.2% NOBL (+0.4%)
Number of Holdings 448 65 VYM
Assets Under Management $58.3B $11.8B VYM
5-Year Dividend Growth 5.8% 8.2% NOBL (+2.4%)
P/E Ratio 16.5 20.2 VYM
Beta vs S&P 500 0.90 0.75 NOBL (lower risk)

Performance Comparison

VYM Performance

Higher current income with slightly lower total returns. Broader diversification across 448 holdings. Value tilt provides defensive characteristics. Lower expense ratio reduces drag. More cyclical exposure given value focus.

9.8%
5-Year Return
3.18%
Yield
0.90
Beta
448
Holdings

NOBL Performance

Slightly higher total returns with lower current income. Quality focus with 65 elite dividend growers. Lower beta provides defensive characteristics. Higher expense ratio impacts returns. Strong dividend growth history.

10.2%
5-Year Return
2.15%
Yield
0.75
Beta
65
Holdings

Strategy Analysis

VYM Approach

High dividend yield focus:

  • Tracks FTSE High Dividend Yield Index
  • Selects companies with above-average yields
  • Broad diversification (448 holdings)
  • Includes all market caps
  • No minimum dividend growth history
  • Value-tilted portfolio
  • Lower quality screens
  • Current income priority

NOBL Approach

Dividend aristocrats quality focus:

  • Tracks S&P 500 Dividend Aristocrats Index
  • Minimum 25 years of dividend increases
  • S&P 500 constituents only
  • Equal-weighted methodology
  • Quality over yield focus
  • Financial stability emphasis
  • Dividend growth priority
  • Elite dividend payer club

Dividend Growth Characteristics

VYM focuses on current yield while NOBL focuses on dividend growth history and quality. This fundamental difference drives their different performance characteristics.

VYM Dividend Growth

5.8%
5-Year CAGR

NOBL Dividend Growth

8.2%
5-Year CAGR

VYM Yield Premium

+1.03%
vs NOBL

Dividend Safety

Higher
NOBL Advantage

Quality & Financial Stability Comparison

NOBL's 25-year dividend growth requirement ensures holdings have survived multiple economic cycles with strong financial management.

Financial Metrics (Average)

NOBL Debt/Equity: 55% vs VYM 85%

NOBL Payout Ratio: 48% vs VYM 62%

NOBL ROE: 22% vs VYM 18%

Profit Margin: NOBL 18% vs VYM 12%

Economic Cycle Performance

2008 Financial Crisis: NOBL -38% vs VYM -42%

2020 Covid Crash: NOBL -32% vs VYM -36%

2001 Dot-com: NOBL -18% vs VYM -25%

Recovery speed: NOBL typically faster

Dividend Cut Risk

NOBL 2008-2009: 0 cuts among holdings

VYM 2008-2009: 12% cut/suspended dividends

NOBL 2020: 0 cuts (all maintained)

Quality premium: Lower yield but safer

Sector Allocation Comparison

Sector Weighting Differences

VYM has significant financials exposure while NOBL has more balanced sector allocation with consumer staples and industrials overweight.

Financials Exposure

22% vs 8%
VYM vs NOBL

Consumer Staples

12% vs 22%
VYM vs NOBL

Industrials

10% vs 18%
VYM vs NOBL

Technology

8% vs 4%
VYM vs NOBL

Defensive Characteristics & Downturn Performance

NOBL's lower beta and quality focus provide better downside protection, while VYM's higher yield can cushion declines but may include more cyclical risk.

Beta Comparison

NOBL Beta: 0.75 (25% less than market)

VYM Beta: 0.90 (10% less than market)

Defensive tilt: NOBL significantly more defensive

Value vs Quality: Different defensive approaches

Yield Cushion Effect

VYM yield: 3.18% provides income during declines

NOBL yield: 2.15% lower income cushion

Total return: Yield cushions VYM during flat markets

Dividend growth: NOBL catches up over time

Equal Weight Benefit (NOBL)

Equal weighting: NOBL's methodology advantage

Prevents concentration: Max 2% per holding

Small-cap exposure: Includes smaller aristocrats

Diversification: Better than cap-weighted peers

Income Analysis

VYM Income Profile

Higher current income with moderate growth. Broader yield opportunity set includes higher-yielding but potentially riskier companies. Financials-heavy exposure impacts income stability.

Current Yield 3.18%
5-Year Dividend Growth 5.8%
Payout Ratio 62%
Yield Stability Moderate

NOBL Income Profile

Lower current income with stronger growth. Elite quality companies with proven dividend growth through cycles. More sustainable payout ratios and financial strength.

Current Yield 2.15%
5-Year Dividend Growth 8.2%
Payout Ratio 48%
Yield Safety Very High

Historical Performance & Backtesting

Long-Term Performance Comparison

NOBL has slightly outperformed VYM historically despite lower yield, thanks to quality factor and dividend growth compounding.

Since 2013 (NOBL inception)

10.5% vs 9.9%
NOBL vs VYM Annualized

Maximum Drawdown

-38% vs -42%
NOBL vs VYM (2008)

Sharpe Ratio

0.68 vs 0.62
NOBL vs VYM

Dividend Growth

8.2% vs 5.8%
NOBL vs VYM CAGR

Top Holdings Comparison

VYM Top Holdings (High Yield Focus)

JPMorgan Chase (Financials) 3.2%
Johnson & Johnson (Healthcare) 2.8%
Exxon Mobil (Energy) 2.5%
Procter & Gamble (Staples) 2.3%
Bank of America (Financials) 2.1%

Note: Financials-heavy, value-oriented, 448 total holdings

NOBL Top Holdings (Dividend Aristocrats)

AbbVie Inc. (Healthcare) 2.0%
Emerson Electric (Industrials) 2.0%
Chevron Corp. (Energy) 1.9%
Linde plc (Materials) 1.9%
Procter & Gamble (Staples) 1.9%

Note: Equal-weighted (all ~1.5-2.0%), 65 elite dividend growers

Investment Recommendation

💰 Choose VYM If:

  • Maximum current income is priority (3.18% vs 2.15%)
  • Lower expense ratio matters (0.06% vs 0.35%)
  • You prefer broader diversification (448 vs 65 holdings)
  • Value investing approach appeals to you
  • You're in or near retirement needing income
  • Lower cost basis is important
  • You believe financials will outperform
  • You want simple, low-cost dividend exposure

👑 Choose NOBL If:

  • Dividend growth is more important than current yield
  • Quality and financial stability are paramount
  • You want proven dividend growers (25+ years)
  • Lower beta appeals to you (0.75 vs 0.90)
  • Better downside protection is valuable
  • You have longer time horizon (10+ years)
  • Dividend safety during recessions matters
  • Equal-weight diversification appeals to you

💡 Portfolio Construction Strategy

For income-focused investors: Use VYM as core (70-80%) with NOBL satellite (20-30%) for quality balance. For growth-focused investors: Reverse with NOBL as core (70-80%) and VYM satellite (20-30%) for yield boost. For balanced approach: 50% VYM + 50% NOBL provides 2.67% blended yield with quality characteristics. Important: VYM's 0.06% expense ratio provides significant cost advantage over NOBL's 0.35% - this 0.29% difference equals the yield advantage gap over time. During economic expansions, VYM may outperform due to cyclical exposure. During recessions or uncertainty, NOBL's quality should provide better protection. Consider combining both with SCHD for ultimate dividend portfolio: 40% SCHD + 30% VYM + 30% NOBL.

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Which should you choose: VYM vs NOBL?

VYM
Choose VYM if you want a higher current yield than SCHD from a very broad basket of large-cap U.S. payers.
NOBL
Choose NOBL if you specifically want S&P 500 Dividend Aristocrats — companies with 25+ consecutive years of dividend increases.
Bottom line: VYM pays more income today, while NOBL pays less now but has historically grown its dividend faster and screens harder for quality. If current yield matters most, lean VYM; if a growing, durable income stream matters more, lean NOBL.