NOBL vs PFM: Dividend Aristocrats vs Achievers

ProShares S&P 500 Dividend Aristocrats vs Invesco Dividend Achievers ETF. Which elite dividend strategy offers better quality, growth, and risk management?

NOBL

NOBL

ProShares S&P 500 Dividend Aristocrats ETF

2.15%
Dividend Yield
0.35%
Expense Ratio
10.2%
5-Year Return
65
Holdings

NOBL tracks the S&P 500 Dividend Aristocrats Index, comprising S&P 500 companies that have increased dividends for at least 25 consecutive years. Equal-weighted methodology provides balanced exposure. Represents the most elite dividend growers in the U.S.

25+ Year History Equal-Weighted Elite Quality S&P 500 Only Dividend Growth
PFM

PFM

Invesco Dividend Achievers ETF

2.45%
Dividend Yield
0.52%
Expense Ratio
9.8%
5-Year Return
246
Holdings

PFM tracks the NASDAQ US Broad Dividend Achievers Index, selecting U.S. companies with at least 10 consecutive years of increasing dividends. Includes all market caps and broader universe than S&P 500. Market-cap weighted with more diversified exposure.

10+ Year History Market-Cap Weighted All Market Caps Broad Diversification Dividend Achievers

Key Metrics Comparison

Metric NOBL PFM Winner
Dividend Yield 2.15% 2.45% PFM (+0.30%)
Expense Ratio 0.35% 0.52% NOBL (-0.17%)
5-Year Annual Return 10.2% 9.8% NOBL (+0.4%)
Number of Holdings 65 246 PFM (3.8x more)
Assets Under Management $11.8B $1.4B NOBL
5-Year Dividend Growth 8.2% 7.5% NOBL (+0.7%)
P/E Ratio 20.2 18.8 PFM (cheaper)
Beta vs S&P 500 0.75 0.85 NOBL (lower risk)

Performance Comparison

NOBL Performance

Slightly higher returns with lower yield. Elite 25+ year dividend growers only. Equal-weighted methodology prevents concentration. Lower beta provides excellent downside protection. More defensive sector exposure. Higher quality but narrower.

10.2%
5-Year Return
2.15%
Yield
0.75
Beta
65
Holdings

PFM Performance

Slightly lower returns with higher yield. Broader universe with 10+ year dividend growers. Market-cap weighted creates mega-cap concentration. More diversified across market caps. Includes mid/small-cap exposure for growth potential.

9.8%
5-Year Return
2.45%
Yield
0.85
Beta
246
Holdings

Strategy Analysis

NOBL Approach

Elite dividend aristocrats methodology:

  • Tracks S&P 500 Dividend Aristocrats Index
  • Minimum 25 consecutive years of dividend increases
  • S&P 500 constituents only
  • Equal-weighted methodology
  • Maximum 2% per holding
  • Extreme quality screening
  • Defensive sector overweight
  • Pure large-cap elite dividend growers

PFM Approach

Broad dividend achievers methodology:

  • Tracks NASDAQ US Broad Dividend Achievers Index
  • Minimum 10 consecutive years of dividend increases
  • Includes all market caps (large, mid, small)
  • Market-cap weighted methodology
  • Broader universe than S&P 500
  • More diversified exposure
  • Growth potential from smaller companies
  • Balance of yield and growth

Dividend History Requirements Comparison

The 25-year vs 10-year requirement creates dramatically different portfolios and quality characteristics.

Minimum Dividend History

25 vs 10 Years
NOBL vs PFM

Average Dividend Growth History

38 vs 16 Years
NOBL vs PFM

Recessions Survived (Avg)

5-6 vs 2-3
NOBL vs PFM

Dividend Cut Rate (2008)

0% vs 8%
NOBL vs PFM

Index Construction & Methodology Differences

Equal-weight vs market-cap weighting creates different risk/return characteristics and sector exposures.

Weighting Methodology

NOBL: Equal-weighted (all ~1.5%)

PFM: Market-cap weighted (up to 5%+)

Concentration Risk: PFM higher, NOBL lower

Small-cap Exposure: PFM has some, NOBL none

Universe & Eligibility

NOBL Universe: S&P 500 only (~500 stocks)

PFM Universe: All US stocks (3,000+)

Eligible Companies: PFM 3.8x more

Quality Threshold: NOBL much higher

Rebalancing & Turnover

NOBL Rebalancing: Annual (January)

PFM Rebalancing: Semi-annual

Turnover: NOBL ~15%, PFM ~25%

Style Consistency: NOBL more consistent

Sector Allocation Comparison

Sector Weighting Differences

NOBL's equal weighting creates more balanced sector exposure, while PFM's market-cap weighting creates technology and healthcare concentration.

Consumer Staples

22% vs 14%
NOBL vs PFM

Industrials

18% vs 12%
NOBL vs PFM

Technology

4% vs 18%
NOBL vs PFM

Healthcare

12% vs 16%
NOBL vs PFM

Quality & Financial Health Comparison

NOBL's 25-year requirement ensures holdings have survived multiple economic cycles with exceptional financial management.

Financial Metrics (Average)

ROE: NOBL 24% vs PFM 20%

Debt/Equity: NOBL 55% vs PFM 65%

Profit Margin: NOBL 18% vs PFM 15%

Dividend Coverage: NOBL 2.3x vs PFM 1.9x

Dividend Sustainability

Payout Ratio: NOBL 48% vs PFM 55%

Free Cash Flow Yield: NOBL 5.2% vs PFM 4.5%

Dividend Safety Score: NOBL 90 vs PFM 75

Cut Probability: NOBL very low, PFM low

Economic Crisis Performance

2008 Performance: NOBL -38% vs PFM -42%

2020 Performance: NOBL -32% vs PFM -35%

Recovery Speed: NOBL typically faster

Dividend Growth During: NOBL continued, PFM some cuts

Income Analysis

NOBL Income Profile

Lower current yield with stronger dividend growth. Elite quality companies with proven dividend growth through multiple cycles. More sustainable payout ratios. Better inflation protection through consistent growth. Extremely reliable income stream.

Current Yield 2.15%
5-Year Dividend Growth 8.2%
Payout Ratio 48%
Dividend Reliability Exceptional

PFM Income Profile

Higher current yield with solid growth. Broader diversification includes higher-yielding sectors. Includes mid/small-caps for growth potential. More cyclical exposure but higher yield. Good balance of current income and growth.

Current Yield 2.45%
5-Year Dividend Growth 7.5%
Payout Ratio 55%
Income Diversification Excellent

Historical Performance & Backtesting

Long-Term Performance Comparison

NOBL has slightly outperformed PFM historically despite lower yield, thanks to better quality and equal-weight methodology benefits.

Since 2013 (NOBL inception)

10.5% vs 10.1%
NOBL vs PFM Annualized

Maximum Drawdown (2020)

-32% vs -35%
NOBL vs PFM

Sharpe Ratio

0.68 vs 0.65
NOBL vs PFM

Dividend Growth

8.2% vs 7.5%
NOBL vs PFM CAGR

Top Holdings Comparison

NOBL Top Holdings (Equal-Weighted Aristocrats)

AbbVie Inc. (Healthcare) 1.9%
Emerson Electric (Industrials) 1.9%
Chevron Corp. (Energy) 1.8%
Linde plc (Materials) 1.8%
Procter & Gamble (Staples) 1.8%

Note: Equal-weighted (all ~1.5-2.0%), 65 elite 25+ year growers

PFM Top Holdings (Market-Cap Weighted Achievers)

Microsoft Corp. (Technology) 5.2%
Johnson & Johnson (Healthcare) 3.8%
Procter & Gamble (Staples) 3.5%
JPMorgan Chase (Financials) 3.2%
UnitedHealth Group (Healthcare) 3.0%

Note: Market-cap weighted, 246 holdings, 10+ year growers, tech heavy

Investment Recommendation

👑 Choose NOBL If:

  • Maximum dividend quality is priority (25+ vs 10+ years)
  • Lower beta and better downside protection matter
  • Equal-weight diversification appeals to you
  • You want pure large-cap elite dividend exposure
  • Dividend reliability during crises is critical
  • Lower expense ratio is valuable (0.35% vs 0.52%)
  • You prefer defensive sector overweight
  • Proven long-term dividend growers only

📈 Choose PFM If:

  • Higher current yield matters (2.45% vs 2.15%)
  • Broader diversification is important (246 vs 65 holdings)
  • You want all market cap exposure (including mid/small)
  • Technology and growth exposure appeals to you
  • Market-cap weighted methodology preferred
  • More aggressive dividend growth potential
  • You can tolerate slightly higher expense ratio
  • Balance of quality and growth is priority

💡 Portfolio Construction Strategy

For maximum quality focus: Use NOBL as core (70-80%) with PFM satellite (20-30%) for yield/diversification boost. For balanced approach: 50% NOBL + 50% PFM provides ~2.30% blended yield with both quality and growth. For growth-focused: Use PFM as core (70-80%) with NOBL satellite (20-30%) for quality anchor. Important: NOBL's 0.35% expense ratio vs PFM's 0.52% provides cost advantage. However, PFM's broader universe and market-cap weighting may offer better growth potential long-term. During defensive markets/recessions, NOBL should outperform. During growth/tech leadership, PFM may outperform. Consider combining with SCHD: 40% SCHD + 30% NOBL + 30% PFM provides ultimate quality/growth/yield balance.

Back to All ETF compare

Which should you choose: NOBL vs PFM?

NOBL
Choose NOBL if you specifically want S&P 500 Dividend Aristocrats — companies with 25+ consecutive years of dividend increases.
PFM
Choose PFM if you want a simple basket of Dividend Achievers (10+ years of increases) at low cost.
Bottom line: Both NOBL and PFM are dividend-growth funds, so the decision comes down to the finer details — expense ratio, exact holdings, yield and dividend-growth rate. Compare the figures in the table above and pick the one whose costs and composition fit your plan.