SCHD
Schwab U.S. Dividend Equity ETF
SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on high dividend yield with quality screens. Requires 10+ years of dividend payments and screens for financial health metrics.
DIV
Global X SuperDividend ETF
DIV tracks the Solactive Global SuperDividend Index, focusing on 100 highest dividend-yielding equities globally. Emphasizes monthly income with diversified global exposure.
Key Metrics Comparison
| Metric | SCHD | DIV | Winner |
|---|---|---|---|
| Dividend Yield | 3.27% | 6.85% | DIV (+3.39%) |
| Expense Ratio | 0.06% | 0.58% | SCHD (-0.52%) |
| 5-Year Annual Return | 11.2% | 8.3% | SCHD (+2.9%) |
| Dividend Frequency | Quarterly | Monthly | DIV |
| Number of Holdings | 104 | 119 | DIV |
| Assets Under Management | $95.2B | $2.1B | SCHD |
| P/E Ratio | 15.2 | 13.8 | DIV |
| Beta (5-Year) | 0.85 | 1.05 | SCHD |
Performance Comparison
SCHD Performance
Higher total returns with lower volatility. Quality-focused approach provides better risk-adjusted returns and capital appreciation.
DIV Performance
Higher current income but lower total returns. Monthly distributions appeal to income-focused investors despite higher volatility.
Strategy Analysis
SCHD Approach
Quality-focused US dividend growth:
- Minimum 10 years of dividend payments
- Dividend yield > 2.5% requirement
- Cash flow to total debt > 50%
- Return on equity > 15%
- Market cap > $500 million
- Focus on financial health and stability
- US-only exposure (low currency risk)
DIV Approach
Global high-yield monthly income:
- Top 100 highest dividend-yielding stocks globally
- Equal-weighted methodology (1% each)
- Monthly dividend distributions
- Global diversification (US, Europe, Asia, Emerging)
- No quality screens beyond yield
- Currency exposure from international holdings
- Higher risk for higher income
Quality vs Yield Trade-off
SCHD focuses on quality dividend growth (3.27% yield, 11.2% total returns) with rigorous financial screens, while DIV focuses on maximum current income (6.85% yield, 8.3% total returns) without quality filters. This represents the classic trade-off between sustainable quality (SCHD) vs higher current yield (DIV).
Dividend Analysis
SCHD Dividend Profile
Sustainable yield with growth potential. Focus on financially healthy companies with proven dividend histories.
DIV Dividend Profile
High current yield with monthly income. Focus on maximum income generation from global high-yield stocks.
Sector Allocation
SCHD Sectors
DIV Sectors
Top 5 Holdings
SCHD Top Holdings
DIV Top Holdings
Investment Recommendation
🛡️ Choose SCHD If:
- Quality and sustainability are priorities
- You want better total returns (11.2% vs 8.3%)
- Lower risk matters (beta 0.85 vs 1.05)
- You prefer lower expenses (0.06% vs 0.58%)
- Dividend growth is important to you
- You want US-only exposure (lower currency risk)
💰 Choose DIV If:
- Maximum current income is your primary goal (6.85%)
- You need monthly cash flow
- You want global diversification
- You can tolerate higher volatility and risk
- You're comfortable with higher expense ratios
- Currency risk doesn't concern you