QYLD vs RYLD: Growth vs Small-Cap Income

Global X Nasdaq 100 Covered Call ETF vs Global X Russell 2000 Covered Call ETF. Which high-yield covered call strategy offers better risk-adjusted returns?

QYLD

QYLD

Global X Nasdaq 100 Covered Call ETF

12.8%
Distribution Yield
0.60%
Expense Ratio
7.2%
Since 2013 Return
100
Holdings

QYLD implements a passive covered call strategy on the Nasdaq 100 index, focusing on technology and growth stocks. By writing at-the-money calls on high-volatility tech stocks, it captures substantial option premiums. This results in the highest yield among covered call ETFs but with significant tech sector concentration and volatility.

Nasdaq 100 Technology High Volatility Maximum Income Growth Focus
RYLD

RYLD

Global X Russell 2000 Covered Call ETF

13.5%
Distribution Yield
0.60%
Expense Ratio
6.2%
Since 2019 Return
~2000
Holdings

RYLD employs a covered call strategy on the Russell 2000 small-cap index. By writing at-the-money calls on small-cap stocks, it captures high volatility premiums from companies with greater growth potential but higher risk. Offers excellent yield with small-cap exposure, providing diversification from large-cap dominated strategies.

Russell 2000 Small-Cap High Growth Potential Diversified Volatility Premium

Key Metrics Comparison

Metric QYLD RYLD Winner
Distribution Yield (TTM) 12.8% 13.5% RYLD (+0.7%)
Expense Ratio 0.60% 0.60% Draw (Same)
Since Inception Return 7.2% (since 2013) 6.2% (since 2019) QYLD (+1.0%)
Assets Under Management $8.5B $1.1B QYLD
Inception Date Dec 2013 Apr 2019 QYLD (Older)
Beta vs Market 0.75 0.85 QYLD (Lower risk)
Maximum Drawdown (2022) -25% -30% QYLD (Better protection)
Sharpe Ratio 0.52 0.48 QYLD (Better risk-adjusted)
Number of Holdings 100 ~2000 RYLD (More diversified)

Performance Comparison

QYLD Performance

Highest yield among major covered call ETFs with strong historical returns. Tech stock volatility generates substantial premiums but with significant drawdowns during corrections. Better performance during tech bull markets. Higher liquidity and AUM provide stability. More sensitive to interest rates and growth stock valuations.

12.8%
Distribution Yield
7.2%
Since 2013 Return
0.75
Beta
-25%
2022 Drawdown

RYLD Performance

Slightly higher yield with small-cap growth exposure. Captures volatility premium from higher-risk companies. Greater diversification with ~2000 holdings. Higher drawdowns during market stress due to small-cap sensitivity. Better performance during small-cap bull markets. More domestic-focused with less international exposure.

13.5%
Distribution Yield
6.2%
Since 2019 Return
0.85
Beta
-30%
2022 Drawdown

Strategy Analysis

QYLD Strategy

Nasdaq 100 technology covered call approach:

  • Holds Nasdaq 100 constituents (100 tech/growth stocks)
  • Writes at-the-money covered calls monthly
  • 100% of portfolio covered by call options
  • Passive, rules-based systematic approach
  • Heavy technology concentration (50%+ tech)
  • Captures tech stock volatility premium
  • Generates highest yield among covered call ETFs
  • Growth potential but capped upside

RYLD Strategy

Russell 2000 small-cap covered call approach:

  • Holds Russell 2000 constituents (~2000 small-cap stocks)
  • Writes at-the-money covered calls monthly
  • 100% option coverage for maximum premium
  • Same passive strategy as QYLD but on small-caps
  • Broad sector diversification
  • Captures small-cap volatility premium
  • Higher yield potential from riskier companies
  • Greater growth potential but higher risk

Market Cap & Sector Comparison

Fundamental differences in company size and sector exposure drive performance characteristics.

QYLD Characteristics

Average Market Cap: $800B (Mega-Cap)

Top Sector: Technology 52%

International Revenue: ~40%

P/E Ratio: 28x (Growth valuation)

Profit Margin: High (tech margins)

Dividend Yield (underlying): 0.8%

RYLD Characteristics

Average Market Cap: $3B (Small-Cap)

Top Sector: Financials 22%

International Revenue: ~20%

P/E Ratio: 18x (Value tilt)

Profit Margin: Moderate

Dividend Yield (underlying): 1.2%

Strategy Implications

Growth Potential: Both high, different sources

Risk Source: QYLD sector, RYLD size

Economic Sensitivity: RYLD more cyclical

Interest Rate Sensitivity: QYLD higher

Inflation Hedge: RYLD better (small-caps)

Liquidity: QYLD better

Income Analysis

QYLD Income Profile

Maximum income potential from tech stock volatility. Large premiums from high-valuation growth stocks. More sensitive to market sentiment and interest rates. Distribution variability tied to tech sector performance. Higher tax inefficiency with significant return of capital. Ideal for investors seeking maximum yield with tech exposure. More volatile income stream but higher average.

Distribution Yield 12.8%
Monthly Consistency Moderate
Yield Volatility High
Tax Efficiency Poor

RYLD Income Profile

Slightly higher yield from small-cap volatility premium. More diversified income sources across sectors and companies. Less sensitive to tech sector cycles. More stable during tech corrections but vulnerable to economic slowdowns. Better inflation protection through small-cap exposure. Similar tax inefficiency with ROC components. Ideal for diversified high-yield exposure.

Distribution Yield 13.5%
Monthly Consistency Moderate-High
Yield Volatility Moderate
Tax Efficiency Poor

Volatility & Risk Analysis

Risk Factors & Volatility Comparison

Different risk profiles due to market cap exposure and sector concentration.

Volatility Metrics

Historical Volatility: QYLD 26% vs RYLD 28%

Implied Volatility: QYLD 28% vs RYLD 30%

Beta to S&P 500: QYLD 0.75 vs RYLD 0.85

Maximum Drawdown (2022): -25% vs -30%

Recovery Speed: QYLD faster (tech rebounds)

Options Premium: Both capture volatility well

Concentration Risk

Top 10 Holdings: QYLD 55% vs RYLD 3%

Sector Concentration: QYLD very high, RYLD low

Single Stock Risk: QYLD high, RYLD very low

Market Cap Concentration: QYLD mega-cap, RYLD small-cap

Geographic Risk: Both US-focused

Liquidity Risk: RYLD higher (small-caps)

Market Environment Sensitivity

Tech Bull Markets: QYLD excels

Small-Cap Outperformance: RYLD excels

Risk-Off Environments: Both suffer, RYLD more

Rising Rates: QYLD hurt more (growth)

Economic Expansion: RYLD benefits more

Inflation Periods: RYLD better hedge

Performance in Different Market Environments

QYLD Market Performance

Tech Bull Markets (2020-2021): Strong performance, capped upside

Tech Corrections (2022): Significant drawdowns (-25%)

Sideways Markets: Excellent income generation

High Volatility Periods: Maximum premium collection

Rising Rate Environments: Negatively impacted (growth stocks)

Low Volatility Periods: Lower premiums but still high yield

Market Rotation to Value: Underperforms

RYLD Market Performance

Small-Cap Bull Markets: Excellent performance

Risk-Off Environments: Large drawdowns (-30%)

Sideways Markets: Strong income generation

High Volatility Periods: Excellent premium capture

Economic Expansions: Outperforms (small-cap cyclicals)

Inflationary Periods: Better protection (small-caps)

Credit Tightening: Vulnerable (small-cap debt)

Portfolio Characteristics

QYLD Portfolio (Nasdaq 100 Tech Heavy)

Number of Holdings 100
Avg Market Cap $800B
Tech Concentration 52%
Top 10 Concentration 55%
International Revenue 40%

Note: Mega-cap tech dominated, high concentration, growth focused, global revenue

RYLD Portfolio (Russell 2000 Small-Cap)

Number of Holdings ~2000
Avg Market Cap $3B
Top Sector: Financials 22%
Top 10 Concentration 3%
International Revenue 20%

Note: Small-cap diversified, very low concentration, domestic focus, value tilt

Investment Recommendation

💻 Choose QYLD If:

  • You want maximum income (12.8% yield)
  • You're bullish on technology sector long-term
  • Higher liquidity and AUM matter to you
  • You can tolerate tech sector concentration risk
  • You want exposure to mega-cap growth stocks
  • You're comfortable with higher volatility
  • You believe in continued tech leadership
  • You want the most popular covered call ETF

🚀 Choose RYLD If:

  • You want slightly higher yield (13.5%)
  • You prefer small-cap diversification
  • You want exposure to domestic economic growth
  • Inflation protection is important to you
  • You believe in small-cap outperformance cycles
  • You want lower single-stock concentration risk
  • You prefer value-oriented companies
  • You want to diversify away from tech mega-caps

💡 Strategic Portfolio Construction

For maximum income diversification: Combine QYLD (40-50%) with RYLD (40-50%) plus XYLD (10-20%) for complete market cap coverage. For tech-focused income: Use QYLD as core (70-80%) with RYLD satellite (20-30%) for small-cap exposure. For small-cap emphasis: Use RYLD as core (70-80%) with QYLD satellite (20-30%) for tech growth. For market cycle strategy: Overweight QYLD during tech leadership, RYLD during small-cap rallies. For equal allocation: 50% QYLD + 50% RYLD provides ~13.1% blended yield with balanced risk. Important: Both have 0.60% expense ratio. Both generate significant return of capital for tax purposes. QYLD offers better liquidity and track record. RYLD provides superior diversification. During tech bull markets, QYLD significantly outperforms. During economic expansions, RYLD excels. Both suitable for income allocation within broader portfolio.

Back to All ETF compare

Which should you choose: QYLD vs RYLD?

QYLD
Choose QYLD if you want the highest current monthly income from selling Nasdaq-100 calls and accept little to no share-price growth.
RYLD
Choose RYLD if you want high monthly income from a Russell 2000 covered-call strategy.
Bottom line: Both QYLD and RYLD are option-income funds, so the decision comes down to the finer details — expense ratio, exact holdings, yield and dividend-growth rate. Compare the figures in the table above and pick the one whose costs and composition fit your plan.