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SCHD Dividend Payout Schedule Calculator

Plan your quarterly SCHD dividend payments, project future income, and track your dividend calendar

Current SCHD Dividend Yield: 3.91% (2025)

Dividend Schedule Calculator

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SCHD's 5-year dividend growth average is 11.4%

Dividend Schedule Results

Annual Dividend Income (First Year)

$270.69

Annual Dividend Income (Final Year)

$389.78

Total Dividends Received

$1,023.51

Shares Accumulated (DRIP)

115.32

Upcoming Dividend Payments

Payment Date Amount Shares
Jun 28, 2025 $67.67 100.97
Sep 27, 2025 $67.67 101.94
Dec 20, 2025 $67.67 102.91
Mar 28, 2026 $67.67 103.89

Results based on quarterly compounding
Past performance does not guarantee future results

Dividend Payment Calendar

2025

Jan

No dividend payment

Feb

No dividend payment

Mar

Mar 28 Ex-Div: Mar 15
$67.67

Apr

No dividend payment

May

No dividend payment

Jun

Jun 28 Ex-Div: Jun 15
$67.67

Jul

No dividend payment

Aug

No dividend payment

Sep

Sep 27 Ex-Div: Sep 14
$67.67

Oct

No dividend payment

Nov

No dividend payment

Dec

Dec 20 Ex-Div: Dec 8
$67.67
Dividend Payment Date
Payment Amount

Dividend Growth Projection

Projected quarterly dividend payments based on your inputs and historical SCHD dividend growth patterns

Understanding SCHD's Dividend Schedule

SCHD Dividend Payment Pattern

SCHD (Schwab U.S. Dividend Equity ETF) distributes dividends on a quarterly basis, typically in the following months:

  • March (Q1 dividend) - Usually late March
  • June (Q2 dividend) - Usually late June
  • September (Q3 dividend) - Usually late September
  • December (Q4 dividend) - Usually mid-to-late December

The exact payment dates can vary slightly each year, but typically fall within the last two weeks of these months. The dividend calendar above highlights the projected payment dates based on SCHD's historical payment patterns.

Important Dividend Dates to Know

Ex-Dividend Date
The day on which shares begin trading without the value of the upcoming dividend payment. You must own SCHD shares before this date to receive the dividend.
Record Date
The date on which the company reviews its records to determine which shareholders will receive dividends. This is typically one business day after the ex-dividend date.
Payment Date
The date on which the dividend is actually paid to shareholders of record. For SCHD, this is usually 2-3 weeks after the ex-dividend date.

Quarterly Dividend Growth Patterns

SCHD's quarterly dividend payments often follow specific patterns throughout the year:

Quarter Typical Payment Growth Characteristics
Q1 (March) Often shows significant year-over-year growth Typically reflects annual dividend increases from many constituent companies
Q2 (June) Usually similar to Q1 payment May include adjustments from index rebalancing in March
Q3 (September) Often similar to Q2 payment Tends to be stable relative to the previous quarter
Q4 (December) Sometimes includes small adjustments May reflect portfolio adjustments from September index rebalancing

Historical note: SCHD's dividend growth has averaged around 11.4% annually over the past 5 years, but quarterly growth patterns can vary.

Frequently Asked Questions

SCHD pays dividends quarterly, typically in March, June, September, and December. The exact payment dates vary each quarter but are generally announced about 2-3 weeks before the ex-dividend date. Most brokerages will display upcoming dividend dates in their calendar or event sections.

This calculator helps you project future SCHD dividend payments based on your current position. Enter either your share count or position value, set your desired projection period, and specify the dividend growth rate. The calculator will show you exactly when dividends will be paid, how much you'll receive each quarter, and how reinvestment (DRIP) can accelerate your income over time. This is particularly useful for retirement income planning or budgeting for specific future expenses.

No, SCHD typically does not increase its dividend every quarter. The ETF generally adjusts its dividend payments annually, with most of the growth reflected in the first quarter (March) payment compared to the previous year's first quarter. The remaining quarterly payments tend to be relatively stable throughout the year, with occasional adjustments based on index rebalancing or changes in the underlying companies' dividend policies.

SCHD's dividend payments are determined by the dividend distributions of the ~100 companies held within the fund. When these companies pay dividends to SCHD, the fund collects these payments throughout the quarter and then distributes them to SCHD shareholders on a quarterly basis. The dividend amount can change based on several factors, including: companies raising or lowering their dividends, changes in the fund's holdings due to index rebalancing, and varying dividend payment schedules of the underlying companies.

The projected payment dates in this calculator are based on SCHD's historical payment patterns, which have been fairly consistent. However, the exact dates can vary by a few days each quarter. For the most precise planning, it's advisable to check your brokerage's dividend calendar or Schwab's website for official announcements approximately 2-3 weeks before each expected payment date.

Planning With SCHD Dividend Payments

Match Expenses to Dividend Dates

Align quarterly expenses with SCHD's payment schedule. Plan subscription renewals, quarterly insurance payments, or seasonal expenses to coincide with your dividend income dates.

Dividend Reinvestment Strategy

Use our calculator to see how reinvesting dividends accelerates your income growth. Consider reinvesting during accumulation years, then switch to cash payments when you need the income.

Income Smoothing

Create a more consistent monthly income by pairing SCHD with ETFs that have different payment schedules. Combine with JEPI (monthly payments) or VYM (different quarterly schedule) for more regular cash flow.