Project your SCHD investment growth and future value with dividends
| Year | Portfolio Value | Annual Dividend | Cumulative Dividends | Yield on Cost |
|---|
Note: Projections are based on constant return rates and dividend growth. Actual results will vary.
When projecting SCHD's growth, it's important to understand the three main components that contribute to total returns:
Growth in the underlying value of companies in SCHD's portfolio drives share price increases over time.
SCHD's dividend yield (currently 3.91%) provides regular income that can be reinvested or taken as cash.
SCHD has grown its dividend at approximately 11.44% annually over the past 5 years, increasing your income over time.
Since its inception in 2011, SCHD has delivered solid returns through various market conditions. Understanding this historical performance helps set realistic expectations.
| Period | SCHD Return | S&P 500 |
|---|---|---|
| 1 Year | 7.87% | 8.25% |
| 3 Year | 9.12% | 10.85% |
| 5 Year | 12.73% | 14.89% |
| 10 Year | 10.47% | 12.61% |
| Since Inception | 11.69% | 13.52% |
Data as of 2025. Past performance does not guarantee future results.
SCHD's performance is influenced by its sector weightings, which include approximately 24% financials, 18% healthcare, 15% industrials, and 13% consumer staples. Different sectors perform differently based on economic conditions.
Changes in interest rates can affect SCHD's performance. Typically, dividend stocks may face headwinds in rapidly rising rate environments but tend to perform well in moderate or declining rate scenarios.
SCHD's underlying companies have consistently increased dividends over time. The fund's ability to maintain its 11.44% dividend growth rate will impact long-term returns and income generation potential.
Economic growth, inflation rates, and market sentiment all affect SCHD's performance. The fund tends to be less volatile than the broader market during downturns while potentially lagging during strong bull markets.
SCHD's focus on quality metrics like cash flow to debt, ROE, and dividend growth history affects its long-term performance. These quality screens have historically provided more stable returns during market downturns.
Whether you reinvest dividends or take them as income dramatically affects your long-term returns. Reinvesting dividends can significantly increase your total returns through compounding.
Regular investments in SCHD, regardless of market conditions, can help smooth out market volatility and potentially enhance long-term returns.
"Dollar-cost averaging with SCHD allows you to automatically buy more shares when prices are lower, enhancing your long-term returns and dividend income."
Reinvesting dividends can dramatically boost your long-term returns through the power of compounding, especially with SCHD's growing dividend payments.
"The power of dividend reinvestment creates a compounding effect that accelerates over time as your share count and the dividend per share both increase."
Where you hold SCHD can significantly impact your after-tax returns and long-term growth potential.
Research consistently shows that staying invested for the long term typically outperforms attempts to time the market.
"In the short term, the market is a voting machine, but in the long term, it is a weighing machine. SCHD's quality focus tends to be recognized over time."