Privacy Policy
Last Updated on 2025
Introduction
Welcome to SCHD Tools. We respect your privacy and are committed to protecting your personal data. This privacy policy will inform you about how we look after your personal data when you visit our website and tell you about your privacy rights and how the law protects you.
This privacy policy applies to all information collected through our website (https://schdtools.com), and any related services, sales, marketing, or events.
Information We Collect
We collect information that you provide directly to us. This includes:
- Information you provide when using our calculators, including investment amounts, time horizons, and other financial parameters
- Technical data such as IP address, browser type and version, time zone setting, browser plug-in types and versions, operating system and platform
- Usage data including how you use our website, products and services
We do not collect or store personally identifiable information unless you specifically provide it to us (such as through a contact form, if implemented).
How We Use Your Information
We use the information we collect to:
- Provide, maintain, and improve our website and services
- Monitor and analyze trends, usage, and activities in connection with our website
- Detect, investigate, and prevent fraudulent transactions and other illegal activities
- Respond to your comments and questions and provide customer service
- Comply with legal obligations
Cookies and Tracking Technologies
We may use cookies and similar tracking technologies to track activity on our website and hold certain information. Cookies are files with small amounts of data which may include an anonymous unique identifier.
We use the following types of cookies:
- Essential cookies: Necessary for the website to function properly
- Analytical/performance cookies: Allow us to recognize and count the number of visitors and see how visitors move around our website
- Functionality cookies: Used to recognize you when you return to our website
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our service.
Data Sharing and Disclosure
We do not sell, trade, or otherwise transfer your information to outside parties except in the following circumstances:
- With service providers who perform services for us (such as website hosting providers)
- To comply with legal obligations
- To protect our rights and safety or the rights and safety of others
- In connection with, or during negotiations of, any merger, acquisition, or asset sale
Data Security
We have implemented appropriate security measures to prevent your personal data from being accidentally lost, used, or accessed in an unauthorized way. We limit access to your personal data to those employees, agents, contractors, and other third parties who have a business need to know.
However, please note that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal data, we cannot guarantee its absolute security.
Your Data Protection Rights
Depending on your location, you may have the following data protection rights:
- The right to access, update, or delete the information we have on you
- The right of rectification - the right to have your information corrected if it is inaccurate or incomplete
- The right to object to our processing of your personal data
- The right of restriction - the right to request that we restrict the processing of your personal information
- The right to data portability - the right to be provided with a copy of your personal data in a structured, machine-readable format
- The right to withdraw consent at any time, where we relied on your consent to process your personal information
If you wish to exercise any of these rights, please contact us using the contact information provided below.
Children's Privacy
Our website is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we can take necessary actions.
Third-Party Links
Our website may contain links to other websites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
Contact Us
If you have any questions about this Privacy Policy, please contact us:
- By email: privacy@schdtools.com
- By visiting our contact page: https://schdtools.com/contact
Disclaimer
SCHD Tools is an independent website and is not affiliated with Schwab, the issuer of SCHD ETF. All information provided is for educational purposes only and should not be considered investment advice. Past performance does not guarantee future results. Always do your own research before investing.